TenX (PAY) is a payments platform that aims to enable users to use cryptocurrency for daily transactions. The company aims to accelerate crypto adoption for mainstream consumers. The PAY token is the cryptocurrency that the network uses for transactions. Ten X offers a crypto card in selected countries, which will work in tandem with the TenX wallet to channel supported cryptocurrencies through the Visa payment gateway. To enable everyday purchases, the network performs token swaps from the chosen cryptoasset into the relevant fiat currency.